At Samar Wealth Advisors, every investment recommendation is based on a structured and regulatory-compliant process to ensure that advice is aligned with each client’s financial situation and objectives.

1. Risk Profiling

• We conduct a comprehensive risk profiling exercise before offering any investment advice.

• This includes gathering details about the client’s financial status, investment horizon, return expectations, and risk tolerance through a standardized questionnaire.

• The information is verified and documented, and clients provide acknowledgment of the profiling outcome.

2. Suitability Assessment

• Based on the completed risk profile, we determine whether the client’s investment approach is Conservative, Moderate, or Aggressive.

• Investment advice and portfolio construction are tailored accordingly to match the client’s goals, risk capacity, and liquidity needs.

• We disclose potential risks and seek client acknowledgment before proceeding with any portfolio creation.

3. Portfolio Advisory

• After profiling and suitability checks, we design a portfolio or review an existing one.

• Portfolios are monitored and rebalanced as per changing market conditions and client requirements.

• All advice is data-driven, unbiased, and in compliance with SEBI (Investment Advisers) Regulations, 2013.

4. Client Awareness

• Clients are made aware that past performance is not indicative of future results.

• No product or security is recommended without due diligence and risk disclosure.